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InfromatinTechnologies

Sectors

Insurance

Policy administration and claims automation, with underwriting models a regulator can interrogate.

What we deliver

  • Policy administration, rating and billing
  • Claims intake, triage and automation
  • Underwriting and pricing models
  • Fraud detection across the claims lifecycle

Insurance is a business where the data question is usually the regulatory question. A pricing model that cannot explain why a premium was set, or a claims decision that cannot be reconstructed, is a liability the moment it is examined.

We build pricing and claims systems so that every output is traceable to the inputs that produced it. If your regulator or your board asks why a decision was made in March, there is a defensible answer.

Regulatory context

Obligations we design against in this sector. Not legal advice — your compliance team remains the authority on interpretation.

  • IRDAI regulatory requirements for records and product approval
  • Policy wording disclosure and consumer protection rules
  • Anti-money laundering obligations
  • Data localisation and retention requirements

The problems

What we hear in this sector

Recurring problems we are asked to solve. If yours is not listed, it does not mean we cannot — it means you have not described it yet.

Challenges

  • Policy administration spread across legacy systems and spreadsheets
  • Claims triage dependent on individual adjusters' judgement
  • Pricing models that cannot be explained to a regulator
  • Fraud signals reviewed too late in the claims lifecycle

Our approach

  • Policy administration with auditable rating and billing decisions
  • Claims automation with human review retained for edge cases
  • Explainable pricing models with retained feature and outcome lineage
  • Fraud scoring at intake and again at settlement

Talk to us about insurance

Send us the problem in whatever detail you have. A senior engineer replies within one business day, and you will get an honest read on whether we are the right partner for it.

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